We provide comprehensive Elder Law and Estate Planning services in the following areas:
- MEDICAID
- NURSING HOME PLANNING
- WILLS & TRUSTS
- PROBATE & ESTATE ADMINISTRATION
- GUARDIANSHIPS
- DURABLE FINANCIAL POWERS OF ATTORNEY
- DURABLE HEALTH CARE POWERS OF ATTORNEY
- LIVING WILLS
- LONG TERM CARE PLANNING
- NURSING HOME NEGLIGENCE
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Should You Buy Long-Term Care Insurance with a Long Elimination Period?
Most people are deterred from buying long-term care insurance due to the high cost of the premiums (and the hope that they'll never need it).
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Which Spouse Should Get Long-Term Care Insurance Coverage?
Often, a married couple will be able to afford coverage for only one spouse. Looking at statistics alone, the wife should purchase the policy.
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The Tax Deductibility of Long-Term Care Insurance Premiums
Premiums for "qualified" long-term care insurance policies are tax deductible to the extent that they, along with other unreimbursed medical expenses (including Medicare premiums), exceed a certain percentage of the insured's adjusted gross income.
If you would like an attorney to speak to your group, please contact us.
